How to Access Affordable Therapy, No Matter Where You Are

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How to Access Affordable Therapy, No Matter Where You Are

According to the US Census Bureau in 2012, there are 48 million people in the US (who account for 15.4% of the population under 65 years) without health insurance. Then, four years later (mostly thanks to Obamacare), these numbers dropped by 20 million to about 27 million. So while on the surface, most of the US population is in some form covered by health insurance (89.6% in 2014), the United States remains the only industrial country without universal health care. (For perspective, there are 32 countries with universal health yet, interestingly, on a per capita basis, the US spends more than double on average $ 3453 spent by all developed countries and developing countries in health care.) Even with Obamacare, those who remained uninsured cited the high cost as their reason for not being covered - many who did not receive it through employment or were ineligible for help programs like Medicaid. And annual premiums and deductibles for families and single coverage increased at an alarming rate, forcing a significant percentage into bankruptcy largely due to the inability to pay medical bills. This system is most flawed.

The coverage of mental health and substance abuse services has been recognized as a primary need through most individual and small group health insurance plans, including Medicare and Medicaid (although varied by state and plan). However, coverage is still not within arm's reach or too expensive for many people, so many who never had the opportunity to see a therapist or receive treatment, despite the fact one in five adults in the US - 43.8 million, or 18, 5% - experience of mental illness in a given year . So we think we'll share some options for cost-effective therapy below, whether you have insurance or not. It's time to defeat stigma seek help for mental illness, and defeat it at an affordable price.

Similar to the sounding, a sliding payment system means the cost of patients can slide up or down based on their ability to pay, generally based on household income. This site will help you locate a therapist in your area who uses this system.

If you or someone you know is facing a mental health problem, please call 911 or call the National Suicide Lifeline Prevention at 1-800-273 - TALK.

Furthermore, read about the important problem with the lack of therapy in minority communities . How to Access Affordable Therapy, No Matter Where You Are

Talkspace Is a great app for people who can not see a therapist in an office or can not afford it. After you download the app, you'll take an appraisal, choose a payment plan (they start at $ 49 / week), and then you'll be matched with a therapist you'll talk to on a consistent basis. Most of the communication will be written, but you can also schedule video chats. How to Access Affordable Therapy, No Matter Where You Are

BetterHelp is also the best way to access therapy at your fingertips without spending an arm and a leg. Trained and licensed psychologists, counselors, and trained social workers will be matched with you within 24 hours of registering. You'll then be set up with a chat room where you can send messages to your counselor at any time, or make video or phone chats. Your messages will always be stored in the chat room so you can go back and refer them whenever you need them. Costs range from $ 35 to $ 80 per week.

I personally visited my school counseling clinic when I wanted to talk to a therapist, and it was an amazing (and free) experience.

"Community mental health centers provide choice and free or cheap therapeutic services covered by Medicaid insurance," said Julie Hanks LCSW, a therapist and blogger in Psych Central. Visit your state Department of Public (or Social) Department's website to find a center near you.

Covert advisers are available to service members and their families anytime via Military OneSource at 1-800-342-9647. Soldiers on active duty may also have access to Embedded Behavioral Health or a trained team, licensed physicians within walking distance of the base.

Even if you are not religious, many churches offer counseling services through a team of internal counselors or, if you feel comfortable, through priests or priests, often at no cost.

Although there is a lack of privacy and anonymity with group counseling, Studies show that meetings in group settings succeed because of a sense of common purpose and support from colleagues who may face the same circumstances as you. It's also generally more affordable than individual therapy, typically ranging from $ 40 and $ 90.

If you're still not sure where to start and need help finding the right source for you, NAMI, or the National Alliance on Mental Illness, to "monitor and advocate regularly to help ensure access to care and services" to all who need it. You can contact them by phone at 800-950-NAMI or by email at info@nami.org . It also offers classes, support groups, and presentations - see the NAM 1945 website to find group meetings near you.

How to Access Affordable Therapy, No Matter Where You Are

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